Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia

The present study has proposed Islamic Crowdfunding-Small and Medium Enterprises (ICSMEs) model to assist SMEs in meeting their need to access external financial services in Malaysia. Upon the proposed model, this study examines the behavioural intention of SMEs to use ICSMEs model. The primary d...

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Main Author: Mohd Thas Thaker, Mohamed Asmy
Format: Article
Language:English
Published: Bank Indonesia 2018
Subjects:
Online Access:http://irep.iium.edu.my/70720/
http://irep.iium.edu.my/70720/
http://irep.iium.edu.my/70720/1/70720_Modelling%20SMEs%E2%80%99%20behavioral%20intention.pdf
id iium-70720
recordtype eprints
spelling iium-707202019-07-12T08:16:59Z http://irep.iium.edu.my/70720/ Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia Mohd Thas Thaker, Mohamed Asmy H Social Sciences (General) HB126.4 Islamic Economics HG3368 Islamic Banking and Finance The present study has proposed Islamic Crowdfunding-Small and Medium Enterprises (ICSMEs) model to assist SMEs in meeting their need to access external financial services in Malaysia. Upon the proposed model, this study examines the behavioural intention of SMEs to use ICSMEs model. The primary data are collected from the survey administered to SMEs in the Klang Valley (n=250) and the analysis is conducted using Partial Least Squares (SmartPLS). Furthermore, the model has been validated its acceptance in the field by adopting the Technology Acceptance Model (TAM). This study has revealed that both the perceived usefulness and perceived easy to use are found to have a positive impact on the behavioral intention of SMEs to use ICSMEs model, which later assist them to access to financial services in Malaysia. Furthermore, perceived easy to use has a positive relationship and direct effect with perceived usefulness of SMEs to use the ICSMEs model. The findings of this study can be used to develop a specific framework in which to examine other components of using the ICSMEs model’s behavior and to plan appropriate intervention strategies to increase financial accessibility by SMEs Bank Indonesia 2018-11-30 Article PeerReviewed application/pdf en http://irep.iium.edu.my/70720/1/70720_Modelling%20SMEs%E2%80%99%20behavioral%20intention.pdf Mohd Thas Thaker, Mohamed Asmy (2018) Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia. Journal of Islamic Monetary Economics and Finance, 4 (2). pp. 293-310. ISSN 2460-6146 E-ISSN 2460-6618 http://jimf-bi.org/index.php/JIMF/article/view/961/734
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic H Social Sciences (General)
HB126.4 Islamic Economics
HG3368 Islamic Banking and Finance
spellingShingle H Social Sciences (General)
HB126.4 Islamic Economics
HG3368 Islamic Banking and Finance
Mohd Thas Thaker, Mohamed Asmy
Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia
description The present study has proposed Islamic Crowdfunding-Small and Medium Enterprises (ICSMEs) model to assist SMEs in meeting their need to access external financial services in Malaysia. Upon the proposed model, this study examines the behavioural intention of SMEs to use ICSMEs model. The primary data are collected from the survey administered to SMEs in the Klang Valley (n=250) and the analysis is conducted using Partial Least Squares (SmartPLS). Furthermore, the model has been validated its acceptance in the field by adopting the Technology Acceptance Model (TAM). This study has revealed that both the perceived usefulness and perceived easy to use are found to have a positive impact on the behavioral intention of SMEs to use ICSMEs model, which later assist them to access to financial services in Malaysia. Furthermore, perceived easy to use has a positive relationship and direct effect with perceived usefulness of SMEs to use the ICSMEs model. The findings of this study can be used to develop a specific framework in which to examine other components of using the ICSMEs model’s behavior and to plan appropriate intervention strategies to increase financial accessibility by SMEs
format Article
author Mohd Thas Thaker, Mohamed Asmy
author_facet Mohd Thas Thaker, Mohamed Asmy
author_sort Mohd Thas Thaker, Mohamed Asmy
title Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia
title_short Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia
title_full Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia
title_fullStr Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia
title_full_unstemmed Modelling SMEs’ behavioral intention to adopt Islamic crowdfunding-small and medium enterprises (ICSMES) model as a source of financing in Malaysia
title_sort modelling smes’ behavioral intention to adopt islamic crowdfunding-small and medium enterprises (icsmes) model as a source of financing in malaysia
publisher Bank Indonesia
publishDate 2018
url http://irep.iium.edu.my/70720/
http://irep.iium.edu.my/70720/
http://irep.iium.edu.my/70720/1/70720_Modelling%20SMEs%E2%80%99%20behavioral%20intention.pdf
first_indexed 2023-09-18T21:40:24Z
last_indexed 2023-09-18T21:40:24Z
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