The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents

In some Islamic countries, traffic accidents are categorised as unintentional harm or fatality cases. The laws of these countries allow for the aggrieved party to demand diyat (compensation for the loss suffered) from the offender that may be paid by their aqilah (in its original context, means comm...

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Main Authors:	Muhammad Husni, Ahmad, Omar, Anwar Fakhri, Alias, Muhammad Nazir, Samuri, Mohd Al-Adib
Format:	Article
Language:	English
Published:	Medwell Journals 2013
Subjects:	HB126.4 Islamic Economics HG8719 Islamic Insurance Takaful KBP425 Uṣūl al-fiqh. Jurisprudence and theory of law. Science of legal reasoning.
Online Access:	http://irep.iium.edu.my/69978/ http://irep.iium.edu.my/69978/ http://irep.iium.edu.my/69978/ http://irep.iium.edu.my/69978/1/1-%202013%20-%20%288-13%29%20The%20Status%20of%20Insurance%20as%20an%20Alternative%20to%20Aqilah%20for%20Diyat%20Payments%20Pertaining%20to%20Road%20Accidents.pdf

id	iium-69978
recordtype	eprints
spelling	iium-699782019-04-09T04:22:53Z http://irep.iium.edu.my/69978/ The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents Muhammad Husni, Ahmad Omar, Anwar Fakhri Alias, Muhammad Nazir Samuri, Mohd Al-Adib HB126.4 Islamic Economics HG8719 Islamic Insurance Takaful KBP425 Uṣūl al-fiqh. Jurisprudence and theory of law. Science of legal reasoning. In some Islamic countries, traffic accidents are categorised as unintentional harm or fatality cases. The laws of these countries allow for the aggrieved party to demand diyat (compensation for the loss suffered) from the offender that may be paid by their aqilah (in its original context, means community or tribe), or male family members. The question that then arises is to what extent can the aqilah be replaced by insurance agencies as the payer of diyat to the victim(s) or their respected families? The objective of this article is to determine this extent, specifically with regards to traffic accidents. This is an issue of great significance because insurance agencies are better equipped and more effective at providing coverage and protection to their policyholders, and as such have the potential to replace the aqilah system in situations where the financial means for such a payment is not present. Studies have shown that insurance agencies do indeed possess the potential to replace the aqilah system in the capacity of diyat compensation to victim(s) or their families, especially in the case of road accidents. It should be pointed out that insurance agencies possess inherent similarities to the aqilah system, particularly in relation to its basic concept, role and execution in achieving the same goals. Medwell Journals 2013 Article PeerReviewed application/pdf en http://irep.iium.edu.my/69978/1/1-%202013%20-%20%288-13%29%20The%20Status%20of%20Insurance%20as%20an%20Alternative%20to%20Aqilah%20for%20Diyat%20Payments%20Pertaining%20to%20Road%20Accidents.pdf Muhammad Husni, Ahmad and Omar, Anwar Fakhri and Alias, Muhammad Nazir and Samuri, Mohd Al-Adib (2013) The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents. International Business Management, 7 (1). pp. 8-13. ISSN 1993-5250 https://medwelljournals.com/abstract/?doi=ibm.2013.8.13 10.3923/ibm.2013.8.13
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English
topic	HB126.4 Islamic Economics HG8719 Islamic Insurance Takaful KBP425 Uṣūl al-fiqh. Jurisprudence and theory of law. Science of legal reasoning.
spellingShingle	HB126.4 Islamic Economics HG8719 Islamic Insurance Takaful KBP425 Uṣūl al-fiqh. Jurisprudence and theory of law. Science of legal reasoning. Muhammad Husni, Ahmad Omar, Anwar Fakhri Alias, Muhammad Nazir Samuri, Mohd Al-Adib The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents
description	In some Islamic countries, traffic accidents are categorised as unintentional harm or fatality cases. The laws of these countries allow for the aggrieved party to demand diyat (compensation for the loss suffered) from the offender that may be paid by their aqilah (in its original context, means community or tribe), or male family members. The question that then arises is to what extent can the aqilah be replaced by insurance agencies as the payer of diyat to the victim(s) or their respected families? The objective of this article is to determine this extent, specifically with regards to traffic accidents. This is an issue of great significance because insurance agencies are better equipped and more effective at providing coverage and protection to their policyholders, and as such have the potential to replace the aqilah system in situations where the financial means for such a payment is not present. Studies have shown that insurance agencies do indeed possess the potential to replace the aqilah system in the capacity of diyat compensation to victim(s) or their families, especially in the case of road accidents. It should be pointed out that insurance agencies possess inherent similarities to the aqilah system, particularly in relation to its basic concept, role and execution in achieving the same goals.
format	Article
author	Muhammad Husni, Ahmad Omar, Anwar Fakhri Alias, Muhammad Nazir Samuri, Mohd Al-Adib
author_facet	Muhammad Husni, Ahmad Omar, Anwar Fakhri Alias, Muhammad Nazir Samuri, Mohd Al-Adib
author_sort	Muhammad Husni, Ahmad
title	The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents
title_short	The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents
title_full	The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents
title_fullStr	The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents
title_full_unstemmed	The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents
title_sort	status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents
publisher	Medwell Journals
publishDate	2013
url	http://irep.iium.edu.my/69978/ http://irep.iium.edu.my/69978/ http://irep.iium.edu.my/69978/ http://irep.iium.edu.my/69978/1/1-%202013%20-%20%288-13%29%20The%20Status%20of%20Insurance%20as%20an%20Alternative%20to%20Aqilah%20for%20Diyat%20Payments%20Pertaining%20to%20Road%20Accidents.pdf
first_indexed	2023-09-18T21:39:20Z
last_indexed	2023-09-18T21:39:20Z
_version_	1777413034732421120

The status of insurance as an alternative to aqilah for diyat payments pertaining to road accidents

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