Factors influencing intention to use Islamic credit cards in Malaysia

The purpose of this study is to determine the main factors influencing the intention of consumers in Malaysia to use Islamic credit cards (ICC). It uses a survey methodology distributed to different categories of people and analysed via factor analysis, correlation and multiple regression analysis....

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Main Authors: Abdul Razak, Dzuljastri, Faris, Ammar, Shariff, Syazwan
Format: Conference or Workshop Item
Language:English
English
Published: 2018
Subjects:
Online Access:http://irep.iium.edu.my/65904/
http://irep.iium.edu.my/65904/12/65904%20-programme%20schedule.pdf
http://irep.iium.edu.my/65904/1/4%20th%20July%202018%20-%20Final%20Factors%20influencing%20intention%20to%20use%20ICCs%20in%20Malaysia%20%28Journal%29%20%281%29.pdf
id iium-65904
recordtype eprints
spelling iium-659042018-09-27T00:36:10Z http://irep.iium.edu.my/65904/ Factors influencing intention to use Islamic credit cards in Malaysia Abdul Razak, Dzuljastri Faris, Ammar Shariff, Syazwan HG3368 Islamic Banking and Finance The purpose of this study is to determine the main factors influencing the intention of consumers in Malaysia to use Islamic credit cards (ICC). It uses a survey methodology distributed to different categories of people and analysed via factor analysis, correlation and multiple regression analysis. The results indicated that religious motivation and ICC benefits contributed to the deciding factors influencing the intention to use ICC in Malaysia albeit the latter has a slighter greater impact. Fair pricing is not considered to be a factor. The findings imply that ICCs are perceived by many customers similar to conventional Credit Card. Hence more marketing efforts should be made to promote based on its Islamic values. 2018 Conference or Workshop Item PeerReviewed application/pdf en http://irep.iium.edu.my/65904/12/65904%20-programme%20schedule.pdf application/pdf en http://irep.iium.edu.my/65904/1/4%20th%20July%202018%20-%20Final%20Factors%20influencing%20intention%20to%20use%20ICCs%20in%20Malaysia%20%28Journal%29%20%281%29.pdf Abdul Razak, Dzuljastri and Faris, Ammar and Shariff, Syazwan (2018) Factors influencing intention to use Islamic credit cards in Malaysia. In: 2nd UUM Islamic Business Management Conference, 4-5 July, 2018, Kuala Lumpur. (Unpublished)
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
English
topic HG3368 Islamic Banking and Finance
spellingShingle HG3368 Islamic Banking and Finance
Abdul Razak, Dzuljastri
Faris, Ammar
Shariff, Syazwan
Factors influencing intention to use Islamic credit cards in Malaysia
description The purpose of this study is to determine the main factors influencing the intention of consumers in Malaysia to use Islamic credit cards (ICC). It uses a survey methodology distributed to different categories of people and analysed via factor analysis, correlation and multiple regression analysis. The results indicated that religious motivation and ICC benefits contributed to the deciding factors influencing the intention to use ICC in Malaysia albeit the latter has a slighter greater impact. Fair pricing is not considered to be a factor. The findings imply that ICCs are perceived by many customers similar to conventional Credit Card. Hence more marketing efforts should be made to promote based on its Islamic values.
format Conference or Workshop Item
author Abdul Razak, Dzuljastri
Faris, Ammar
Shariff, Syazwan
author_facet Abdul Razak, Dzuljastri
Faris, Ammar
Shariff, Syazwan
author_sort Abdul Razak, Dzuljastri
title Factors influencing intention to use Islamic credit cards in Malaysia
title_short Factors influencing intention to use Islamic credit cards in Malaysia
title_full Factors influencing intention to use Islamic credit cards in Malaysia
title_fullStr Factors influencing intention to use Islamic credit cards in Malaysia
title_full_unstemmed Factors influencing intention to use Islamic credit cards in Malaysia
title_sort factors influencing intention to use islamic credit cards in malaysia
publishDate 2018
url http://irep.iium.edu.my/65904/
http://irep.iium.edu.my/65904/12/65904%20-programme%20schedule.pdf
http://irep.iium.edu.my/65904/1/4%20th%20July%202018%20-%20Final%20Factors%20influencing%20intention%20to%20use%20ICCs%20in%20Malaysia%20%28Journal%29%20%281%29.pdf
first_indexed 2023-09-18T21:33:30Z
last_indexed 2023-09-18T21:33:30Z
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