An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia

The world is changing rapidly due to technology, which is becoming an increasing necessity in the daily lives of people. Mobile Money Transfer Service (MMTS) is an alternative form of cash money that demonstrates the concept of electronic payment. Dahabshiil Bank International and Salam Somali Bank...

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Main Authors:	Mohamed Suleiman, Dauud, Hamdan, Hamdino
Format:	Conference or Workshop Item
Language:	English
Published:	Kolej Universiti Islam Selangor (KUIS) 2017
Subjects:	HG179 Personal finance
Online Access:	http://irep.iium.edu.my/60833/ http://irep.iium.edu.my/60833/ http://irep.iium.edu.my/60833/1/Mobile%20Money%20Transfer.pdf

id	iium-60833
recordtype	eprints
spelling	iium-608332018-01-25T08:50:40Z http://irep.iium.edu.my/60833/ An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia Mohamed Suleiman, Dauud Hamdan, Hamdino HG179 Personal finance The world is changing rapidly due to technology, which is becoming an increasing necessity in the daily lives of people. Mobile Money Transfer Service (MMTS) is an alternative form of cash money that demonstrates the concept of electronic payment. Dahabshiil Bank International and Salam Somali Bank adopted MMTS in Somalia in partnership with a telecommunication company provider for MMTS. There has been no prior study conducted on the important factors affecting the adoption of MMTS among Islamic banking customers in Somalia. Based on the extended Theory of Technology Acceptance Model (TAM), perceived usefulness, perceived ease of use, perceived trust and perceived risk are used as predictors. The main objective of this study is to explore the customer acceptance on the important factors that influence the MMTS adoption among Islamic bank customers in Somalia. The target population of the study is Somali residents who use the MMTS and have bank accounts. This research, using statistical methods, collected data from 404 customers. The result of this study shows that the factors that influence the adoption of MMTS are perceived ease of use, perceived usefulness, perceived trust, which were found to be positive and significant while perceived risk was negative and significant. Kolej Universiti Islam Selangor (KUIS) 2017-11-07 Conference or Workshop Item NonPeerReviewed application/pdf en http://irep.iium.edu.my/60833/1/Mobile%20Money%20Transfer.pdf Mohamed Suleiman, Dauud and Hamdan, Hamdino (2017) An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia. In: 4th International Conference on Management and Muamalah 2017 (ICoMM 2017), 7th-8th Nov. 2017, Putrajaya, Malaysia. (Unpublished) http://conference.kuis.edu.my/icomm/4th/home/
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English
topic	HG179 Personal finance
spellingShingle	HG179 Personal finance Mohamed Suleiman, Dauud Hamdan, Hamdino An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia
description	The world is changing rapidly due to technology, which is becoming an increasing necessity in the daily lives of people. Mobile Money Transfer Service (MMTS) is an alternative form of cash money that demonstrates the concept of electronic payment. Dahabshiil Bank International and Salam Somali Bank adopted MMTS in Somalia in partnership with a telecommunication company provider for MMTS. There has been no prior study conducted on the important factors affecting the adoption of MMTS among Islamic banking customers in Somalia. Based on the extended Theory of Technology Acceptance Model (TAM), perceived usefulness, perceived ease of use, perceived trust and perceived risk are used as predictors. The main objective of this study is to explore the customer acceptance on the important factors that influence the MMTS adoption among Islamic bank customers in Somalia. The target population of the study is Somali residents who use the MMTS and have bank accounts. This research, using statistical methods, collected data from 404 customers. The result of this study shows that the factors that influence the adoption of MMTS are perceived ease of use, perceived usefulness, perceived trust, which were found to be positive and significant while perceived risk was negative and significant.
format	Conference or Workshop Item
author	Mohamed Suleiman, Dauud Hamdan, Hamdino
author_facet	Mohamed Suleiman, Dauud Hamdan, Hamdino
author_sort	Mohamed Suleiman, Dauud
title	An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia
title_short	An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia
title_full	An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia
title_fullStr	An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia
title_full_unstemmed	An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia
title_sort	exploration of mobile money transfer service adoption among islamic bank customers in somalia
publisher	Kolej Universiti Islam Selangor (KUIS)
publishDate	2017
url	http://irep.iium.edu.my/60833/ http://irep.iium.edu.my/60833/ http://irep.iium.edu.my/60833/1/Mobile%20Money%20Transfer.pdf
first_indexed	2023-09-18T21:26:14Z
last_indexed	2023-09-18T21:26:14Z
_version_	1777412210155323392

An exploration of mobile money transfer service adoption among Islamic bank customers in Somalia

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