تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks
The banker-customer relationship is a contractual relationship based on the contract between Islamic banks and its customers. Islamic banks use standardized contracts and offer them on a ‘take it or leave it’ basis where the terms cannot be negotiated, subsequently creating the potential for Islami...
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| Format: | Article |
| Language: | English |
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Department of Fiqh and Usul Fiqh, Kulliyah of Islamic Revealed Knowledge and Human Sciences, International Islamic University Malaysia
2017
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| Online Access: | http://irep.iium.edu.my/58973/ http://irep.iium.edu.my/58973/ http://irep.iium.edu.my/58973/1/58973_%D8%AA%D8%B7%D8%A8%D9%8A%D9%82%20%D9%85%D9%82%D8%A7%D8%B5%D8%AF%20%D8%A7%D9%84%D8%B4%D8%B1%D9%8A%D8%B9%D8%A9.pdf |
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iium-58973 |
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eprints |
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iium-589732018-03-08T03:15:49Z http://irep.iium.edu.my/58973/ تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks Abu Bakar, Noor Mahinar Mohd. Yasin, Norhashimah BP188.16 Wasatiyyah. Moderation In Islam HG3368 Islamic Banking and Finance KBP Islamic Law KBP3190 Economic law The banker-customer relationship is a contractual relationship based on the contract between Islamic banks and its customers. Islamic banks use standardized contracts and offer them on a ‘take it or leave it’ basis where the terms cannot be negotiated, subsequently creating the potential for Islamic banks with the economic strength to exploit the contracts. The main purpose of this study is to examine the terms and conditions that may result in significant imbalance between rights and obligations in the banker-customer relationship, which detriments banking consumers. Findings in this study reveal that there exists unequal bargaining power whereby the customer wields the weaker bargaining power. Using the content analysis method, this study analyses the application of Maqāṣid al-Sharī‘ah through the maxim of wasaṭiyyah in the banker-customer relationship to reshape good self-governance and propose improved legal documentation towards a just transaction. The strength of the banker-customer relationship will determine the future success of the Malaysian banking industry. Department of Fiqh and Usul Fiqh, Kulliyah of Islamic Revealed Knowledge and Human Sciences, International Islamic University Malaysia 2017-12 Article PeerReviewed application/pdf en http://irep.iium.edu.my/58973/1/58973_%D8%AA%D8%B7%D8%A8%D9%8A%D9%82%20%D9%85%D9%82%D8%A7%D8%B5%D8%AF%20%D8%A7%D9%84%D8%B4%D8%B1%D9%8A%D8%B9%D8%A9.pdf Abu Bakar, Noor Mahinar and Mohd. Yasin, Norhashimah (2017) تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks. International Journal of Fiqh and Usul al-Fiqh Studies, 1 (1). pp. 77-90. E-ISSN 2600-8408 http://journals.iium.edu.my/al-fiqh/index.php/al-fiqh/article/view/11 |
| repository_type |
Digital Repository |
| institution_category |
Local University |
| institution |
International Islamic University Malaysia |
| building |
IIUM Repository |
| collection |
Online Access |
| language |
English |
| topic |
BP188.16 Wasatiyyah. Moderation In Islam HG3368 Islamic Banking and Finance KBP Islamic Law KBP3190 Economic law |
| spellingShingle |
BP188.16 Wasatiyyah. Moderation In Islam HG3368 Islamic Banking and Finance KBP Islamic Law KBP3190 Economic law Abu Bakar, Noor Mahinar Mohd. Yasin, Norhashimah تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks |
| description |
The banker-customer relationship is a contractual relationship based on the contract between Islamic banks and its customers. Islamic banks use standardized contracts and offer them on a ‘take it or leave it’ basis where the terms cannot be negotiated, subsequently creating the potential for Islamic banks with the economic strength to exploit the contracts. The main purpose of this study is to examine the terms and conditions that may result in significant imbalance between rights and obligations in the banker-customer relationship, which detriments banking consumers. Findings in this study reveal that there exists unequal bargaining power whereby the customer wields the weaker bargaining power. Using the content analysis method, this study analyses the application of Maqāṣid al-Sharī‘ah through the maxim of wasaṭiyyah in the banker-customer relationship to reshape good self-governance and propose improved legal documentation towards a just transaction. The strength of the banker-customer relationship will determine the future success of the Malaysian banking industry. |
| format |
Article |
| author |
Abu Bakar, Noor Mahinar Mohd. Yasin, Norhashimah |
| author_facet |
Abu Bakar, Noor Mahinar Mohd. Yasin, Norhashimah |
| author_sort |
Abu Bakar, Noor Mahinar |
| title |
تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks |
| title_short |
تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks |
| title_full |
تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks |
| title_fullStr |
تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks |
| title_full_unstemmed |
تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = The application of Maqāṣid al-Sharī‘ah: Wasaṭiyyah as a significant aspect in the banker-customer relationship in Malaysian Islamic banks |
| title_sort |
تطبيق مقاصد الشريعة: الوسطية كأقوى جانب في العلاقة بين المصارف الإسلامية الماليزية والمتعامل معها = the application of maqāṣid al-sharī‘ah: wasaṭiyyah as a significant aspect in the banker-customer relationship in malaysian islamic banks |
| publisher |
Department of Fiqh and Usul Fiqh, Kulliyah of Islamic Revealed Knowledge and Human Sciences, International Islamic University Malaysia |
| publishDate |
2017 |
| url |
http://irep.iium.edu.my/58973/ http://irep.iium.edu.my/58973/ http://irep.iium.edu.my/58973/1/58973_%D8%AA%D8%B7%D8%A8%D9%8A%D9%82%20%D9%85%D9%82%D8%A7%D8%B5%D8%AF%20%D8%A7%D9%84%D8%B4%D8%B1%D9%8A%D8%B9%D8%A9.pdf |
| first_indexed |
2023-09-18T21:23:27Z |
| last_indexed |
2023-09-18T21:23:27Z |
| _version_ |
1777412035524427776 |