The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention

With increasing competition in terms of better services and recent specific requirements for shari’ah compliance, the Islamic banking sector is not only expected to provide a higher standard of quality service, but also to be Shari’ah compliant. Hence it is timely to examine the impact of service qu...

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Main Authors: Elmontaser, Mohamed Abubaker, Syed Jaafar Alhabshi, Syed Musa
Format: Article
Language:English
English
Published: International Islamic University Malaysia 2016
Subjects:
Online Access:http://irep.iium.edu.my/56582/
http://irep.iium.edu.my/56582/
http://irep.iium.edu.my/56582/1/56582_The%20impact%20of%20service%20quality%20on%20Malaysian%20Muslim%20Islamic%20bank%20customers_WoS.pdf
http://irep.iium.edu.my/56582/2/56582_The%20impact%20of%20service%20quality%20on%20Malaysian%20Muslim%20Islamic%20bank%20customers.pdf
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recordtype eprints
spelling iium-565822017-04-19T00:57:22Z http://irep.iium.edu.my/56582/ The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention Elmontaser, Mohamed Abubaker Syed Jaafar Alhabshi, Syed Musa HG1501 Banking With increasing competition in terms of better services and recent specific requirements for shari’ah compliance, the Islamic banking sector is not only expected to provide a higher standard of quality service, but also to be Shari’ah compliant. Hence it is timely to examine the impact of service quality on customer satisfaction as well as customer loyalty and retention in Islamic banks in Malaysia with the increase emphasis of shariah governance and compliance in the banking industry. A purposive sample of 339 Islamic bank customers with Islamic bank accounts was selected for the purpose of this study. Due to the institutional impediments in direct distribution of survey questionnaires, an online survey to selected respondents was administered. The survey sample includes respondents who are customers with banking accounts of several prominent Islamic banks in Malaysia. The service quality dimensions examined are tangibility, reliability, empathy and responsiveness and analysis of the significant effects of these dimensions on customer satisfaction, customer loyalty and customer retention. Among all these, except tangibility dimension, show significant impact on customer satisfaction and higher impact on customer loyalty and customer retention. In addition, this is an attempt to analyze the impact of service quality on customer satisfaction, customer loyalty and customer retention. This implies that customer utility experience is expected to result in a longer term relationship with Islamic banks. International Islamic University Malaysia 2016 Article PeerReviewed application/pdf en http://irep.iium.edu.my/56582/1/56582_The%20impact%20of%20service%20quality%20on%20Malaysian%20Muslim%20Islamic%20bank%20customers_WoS.pdf application/pdf en http://irep.iium.edu.my/56582/2/56582_The%20impact%20of%20service%20quality%20on%20Malaysian%20Muslim%20Islamic%20bank%20customers.pdf Elmontaser, Mohamed Abubaker and Syed Jaafar Alhabshi, Syed Musa (2016) The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention. Al-Shajarah, 21 (3 Special Issue). pp. 183-215. ISSN 1394-6870 http://journals.iium.edu.my/shajarah/index.php/shaj/article/view/418
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
English
topic HG1501 Banking
spellingShingle HG1501 Banking
Elmontaser, Mohamed Abubaker
Syed Jaafar Alhabshi, Syed Musa
The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention
description With increasing competition in terms of better services and recent specific requirements for shari’ah compliance, the Islamic banking sector is not only expected to provide a higher standard of quality service, but also to be Shari’ah compliant. Hence it is timely to examine the impact of service quality on customer satisfaction as well as customer loyalty and retention in Islamic banks in Malaysia with the increase emphasis of shariah governance and compliance in the banking industry. A purposive sample of 339 Islamic bank customers with Islamic bank accounts was selected for the purpose of this study. Due to the institutional impediments in direct distribution of survey questionnaires, an online survey to selected respondents was administered. The survey sample includes respondents who are customers with banking accounts of several prominent Islamic banks in Malaysia. The service quality dimensions examined are tangibility, reliability, empathy and responsiveness and analysis of the significant effects of these dimensions on customer satisfaction, customer loyalty and customer retention. Among all these, except tangibility dimension, show significant impact on customer satisfaction and higher impact on customer loyalty and customer retention. In addition, this is an attempt to analyze the impact of service quality on customer satisfaction, customer loyalty and customer retention. This implies that customer utility experience is expected to result in a longer term relationship with Islamic banks.
format Article
author Elmontaser, Mohamed Abubaker
Syed Jaafar Alhabshi, Syed Musa
author_facet Elmontaser, Mohamed Abubaker
Syed Jaafar Alhabshi, Syed Musa
author_sort Elmontaser, Mohamed Abubaker
title The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention
title_short The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention
title_full The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention
title_fullStr The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention
title_full_unstemmed The impact of service quality on Malaysian Muslim Islamic bank customers: satisfaction,loyalty and retention
title_sort impact of service quality on malaysian muslim islamic bank customers: satisfaction,loyalty and retention
publisher International Islamic University Malaysia
publishDate 2016
url http://irep.iium.edu.my/56582/
http://irep.iium.edu.my/56582/
http://irep.iium.edu.my/56582/1/56582_The%20impact%20of%20service%20quality%20on%20Malaysian%20Muslim%20Islamic%20bank%20customers_WoS.pdf
http://irep.iium.edu.my/56582/2/56582_The%20impact%20of%20service%20quality%20on%20Malaysian%20Muslim%20Islamic%20bank%20customers.pdf
first_indexed 2023-09-18T21:19:50Z
last_indexed 2023-09-18T21:19:50Z
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