Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia

This study aims to investigate the effectiveness of different microfinance model in enhancing the performance of microenterprises in terms of income, fixed assets, and household expenditures. By focusing on the case of Bank Rakyat Indonesia, one of the most successful commercial microfinance provide...

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Main Authors:	Hawariyuni, Weni, Kassim, Salina
Format:	Article
Language:	English
Published:	Faculty of Islamic Economics and Business, Ar-Raniry State Islamic University, Banda Aceh, Indonesia 2016
Subjects:	HF Commerce HG Finance HG3691 Credit
Online Access:	http://irep.iium.edu.my/55541/ http://irep.iium.edu.my/55541/ http://irep.iium.edu.my/55541/1/015%20Share%20Weni.pdf

id	iium-55541
recordtype	eprints
spelling	iium-555412017-02-27T06:39:44Z http://irep.iium.edu.my/55541/ Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia Hawariyuni, Weni Kassim, Salina HF Commerce HG Finance HG3691 Credit This study aims to investigate the effectiveness of different microfinance model in enhancing the performance of microenterprises in terms of income, fixed assets, and household expenditures. By focusing on the case of Bank Rakyat Indonesia, one of the most successful commercial microfinance providers in the world, two types of microfinance products, namely KUPEDES and KUR are being compared. The KUPEDES is original product of BRI Unit, while the KUR is a micro-product subsidized by the Indonesian government. Based on the experience of BRI Unit in Medan city, Indonesia, we assess the impact of microfinance intervention on 400 clients. The findings demonstrated that KUPEDES as original microproduct is more successful compared to KUR product in enhancing the performance of microenterprise through income, fixed assets, and household expenditures as successful indicators. Faculty of Islamic Economics and Business, Ar-Raniry State Islamic University, Banda Aceh, Indonesia 2016 Article PeerReviewed application/pdf en http://irep.iium.edu.my/55541/1/015%20Share%20Weni.pdf Hawariyuni, Weni and Kassim, Salina (2016) Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia. SHARE Jurnal Ekonomi dan Keuangan Islam ( SJIEF ), 5 (1). pp. 21-45. ISSN 2089-6239 E-ISSN 2549-0648 http://jurnal.ar-raniry.ac.id/index.php/Share/index
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English
topic	HF Commerce HG Finance HG3691 Credit
spellingShingle	HF Commerce HG Finance HG3691 Credit Hawariyuni, Weni Kassim, Salina Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia
description	This study aims to investigate the effectiveness of different microfinance model in enhancing the performance of microenterprises in terms of income, fixed assets, and household expenditures. By focusing on the case of Bank Rakyat Indonesia, one of the most successful commercial microfinance providers in the world, two types of microfinance products, namely KUPEDES and KUR are being compared. The KUPEDES is original product of BRI Unit, while the KUR is a micro-product subsidized by the Indonesian government. Based on the experience of BRI Unit in Medan city, Indonesia, we assess the impact of microfinance intervention on 400 clients. The findings demonstrated that KUPEDES as original microproduct is more successful compared to KUR product in enhancing the performance of microenterprise through income, fixed assets, and household expenditures as successful indicators.
format	Article
author	Hawariyuni, Weni Kassim, Salina
author_facet	Hawariyuni, Weni Kassim, Salina
author_sort	Hawariyuni, Weni
title	Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia
title_short	Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia
title_full	Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia
title_fullStr	Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia
title_full_unstemmed	Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia
title_sort	does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? evidence from bank rakyat indonesia
publisher	Faculty of Islamic Economics and Business, Ar-Raniry State Islamic University, Banda Aceh, Indonesia
publishDate	2016
url	http://irep.iium.edu.my/55541/ http://irep.iium.edu.my/55541/ http://irep.iium.edu.my/55541/1/015%20Share%20Weni.pdf
first_indexed	2023-09-18T21:18:30Z
last_indexed	2023-09-18T21:18:30Z
_version_	1777411723668488192

Does microfinance model determine the effectiveness of microfinance intervention in enhancing microenterprise performance? Evidence from Bank Rakyat Indonesia

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