An empirical analysis of factors that determine poverty among the beneficiaries of Pakistan Poverty Alleviation Fund
Purpose – This study aims to examine the determinants of poverty among microcredit beneficiaries in Pakistan Poverty Alleviation Fund.Design/methodology/approach – The study is based on a nationwide survey of microcredit beneficiaries of Pakistan Poverty Alleviation Fund. Using the national poverty...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English English |
| Published: |
Emerald Group Publishing
2016
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| Subjects: | |
| Online Access: | http://irep.iium.edu.my/53244/ http://irep.iium.edu.my/53244/ http://irep.iium.edu.my/53244/ http://irep.iium.edu.my/53244/1/JEC-10-2014-0023.pdf http://irep.iium.edu.my/53244/7/53244_An%20empirical%20analysis%20of%20factors.pdf |
| Summary: | Purpose – This study aims to examine the determinants of poverty among microcredit beneficiaries in Pakistan Poverty Alleviation Fund.Design/methodology/approach – The study is based on a nationwide survey of microcredit beneficiaries of Pakistan Poverty Alleviation Fund. Using the national poverty line, this study classified borrowers into the poor and the non-poor. A Tobit model was estimated to examine the determinants of poverty among the borrowers.
Findings – The model was found to fit the data well and six out of the ten specified independent variables are found to be statistically significant.
Practical implications – The results of the study can be helpful in fully characterizing poverty
dynamics and in policy formulation in using microcredit to reduce poverty.
Originality/value – The paper is the first to examine the determinants of poverty among Pakistan
Poverty Alleviation Fund recipients |
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