Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia

Reducing poverty in Malaysia has come a long way since 1990 when the United Nations introduced the Millennium Development Goals in which one of the goals is to halve the number of people living on less than $1.25 a day by 2015. Microfinance program was adopted by the government as one of the pover...

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Main Author:	Duasa, Jarita
Format:	Article
Language:	English
Published:	Zes Rokman Resources 2017
Subjects:	HQ1101 Women. Feminism HD72 Economic growth, development, planning
Online Access:	http://irep.iium.edu.my/53151/ http://irep.iium.edu.my/53151/ http://irep.iium.edu.my/53151/1/53151_Empowering%20Muslim%20women.pdf

id	iium-53151
recordtype	eprints
spelling	iium-531512017-07-17T07:41:41Z http://irep.iium.edu.my/53151/ Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia Duasa, Jarita HQ1101 Women. Feminism HD72 Economic growth, development, planning Reducing poverty in Malaysia has come a long way since 1990 when the United Nations introduced the Millennium Development Goals in which one of the goals is to halve the number of people living on less than $1.25 a day by 2015. Microfinance program was adopted by the government as one of the poverty eradication strategies in the country, in particular, to assist women to uplift their family socio-economic conditions and to be out from poverty. Since microfinance program is quite new in the country, empirical studies on empowering women through this program are very scanty. The present study attempts to investigate whether the additional income obtained from micro-enterprises carried out by female members of Amanah Ikhtiar Malaysia (AIM, one of the microfinance programs, is able to increase the quality of life and socio-economic status of the member’s family. For this purpose, the study conducted a survey on respondents who are the participants of AIM program using convenience sampling in Perak and Kelantan. The analyses are done using descriptive statistics, tests of mean differences of dependent and independent samples, one way ANOVA and multiple regression of OLS method. The findings of the study show the success of AIM microfinance scheme to uplift standard of living of poor households in Perak and Kelantan through the participation of female members who are majority Muslim women. The obvious differences between income level before and after they joined the scheme are tested and it is found that the differences are highly significant. This is highly supported by the ownership of vehicle(s) which is believed to assist them in conducting economic activities from the project and the experiences that they have through higher age. Majority of the respondents agree that the scheme enables them to provide more education for the children as well as the healthcare of family members. Besides, the scheme has enabled them to fulfill their duty as Muslim through zakah payments and even signifies their important role in increasing the standard of living of the family through small scale businesses/projects. Zes Rokman Resources 2017-06 Article PeerReviewed application/pdf en http://irep.iium.edu.my/53151/1/53151_Empowering%20Muslim%20women.pdf Duasa, Jarita (2017) Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia. International Journal for Studies on Children, Women, Elderly And Disabled, 2. pp. 58-71. E-ISSN 0128-309X http://www.ijcwed.com/wp-content/uploads/2017/06/IJCWED2_60.pdf
repository_type	Digital Repository
institution_category	Local University
institution	International Islamic University Malaysia
building	IIUM Repository
collection	Online Access
language	English
topic	HQ1101 Women. Feminism HD72 Economic growth, development, planning
spellingShingle	HQ1101 Women. Feminism HD72 Economic growth, development, planning Duasa, Jarita Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia
description	Reducing poverty in Malaysia has come a long way since 1990 when the United Nations introduced the Millennium Development Goals in which one of the goals is to halve the number of people living on less than $1.25 a day by 2015. Microfinance program was adopted by the government as one of the poverty eradication strategies in the country, in particular, to assist women to uplift their family socio-economic conditions and to be out from poverty. Since microfinance program is quite new in the country, empirical studies on empowering women through this program are very scanty. The present study attempts to investigate whether the additional income obtained from micro-enterprises carried out by female members of Amanah Ikhtiar Malaysia (AIM, one of the microfinance programs, is able to increase the quality of life and socio-economic status of the member’s family. For this purpose, the study conducted a survey on respondents who are the participants of AIM program using convenience sampling in Perak and Kelantan. The analyses are done using descriptive statistics, tests of mean differences of dependent and independent samples, one way ANOVA and multiple regression of OLS method. The findings of the study show the success of AIM microfinance scheme to uplift standard of living of poor households in Perak and Kelantan through the participation of female members who are majority Muslim women. The obvious differences between income level before and after they joined the scheme are tested and it is found that the differences are highly significant. This is highly supported by the ownership of vehicle(s) which is believed to assist them in conducting economic activities from the project and the experiences that they have through higher age. Majority of the respondents agree that the scheme enables them to provide more education for the children as well as the healthcare of family members. Besides, the scheme has enabled them to fulfill their duty as Muslim through zakah payments and even signifies their important role in increasing the standard of living of the family through small scale businesses/projects.
format	Article
author	Duasa, Jarita
author_facet	Duasa, Jarita
author_sort	Duasa, Jarita
title	Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia
title_short	Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia
title_full	Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia
title_fullStr	Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia
title_full_unstemmed	Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia
title_sort	empowering muslim women in generating household income through micro or small scale enterprises in malaysia
publisher	Zes Rokman Resources
publishDate	2017
url	http://irep.iium.edu.my/53151/ http://irep.iium.edu.my/53151/ http://irep.iium.edu.my/53151/1/53151_Empowering%20Muslim%20women.pdf
first_indexed	2023-09-18T21:15:15Z
last_indexed	2023-09-18T21:15:15Z
_version_	1777411518646714368

Empowering Muslim women in generating household income through micro or small scale enterprises in Malaysia

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