The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study

The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study

The role of micro enterprises on the national economy in any country cannot be underestimated. Successful micro enterprises become the primary engines of economic development, income growth, and poverty reduction in much of the developing world. Despite these recognized importance micro enterprises...

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Bibliographic Details
Main Author: Mohd Thas Thaker, Mohamed Asmy
Format: Conference or Workshop Item
Language:English
Published: Knowledge Association of Taiwan (KAT) 2015
Subjects:
HF5001 Business. Business Administration
HG Finance
Online Access:http://irep.iium.edu.my/44713/
http://irep.iium.edu.my/44713/
http://irep.iium.edu.my/44713/1/44713.pdf
id iium-44713
recordtype eprints
spelling iium-447132018-01-17T07:11:08Z http://irep.iium.edu.my/44713/ The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study Mohd Thas Thaker, Mohamed Asmy HF5001 Business. Business Administration HG Finance The role of micro enterprises on the national economy in any country cannot be underestimated. Successful micro enterprises become the primary engines of economic development, income growth, and poverty reduction in much of the developing world. Despite these recognized importance micro enterprises have hardly considerable financing assistance particularly from external source. This study is designed to empirically determine to what extent the micro enterprises in Malaysia are facing the problem of accessing external finance. The primary data is collected from the administered survey questions in Klang Valley (Selangor and Kuala Lumpur) and the analysis is conducted using descriptive and cross tabulation analysis. It outlines an approach on how micro enterprises perceive the constraint of financial access emerges as the binding constraint. The findings revealed that the financial institutions are imposing strict collateral requirement, high cost of financing, strict documentation requirement and, good financial and business track record Knowledge Association of Taiwan (KAT) 2015 Conference or Workshop Item PeerReviewed application/pdf en http://irep.iium.edu.my/44713/1/44713.pdf Mohd Thas Thaker, Mohamed Asmy (2015) The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study. In: 2015 International Symposium on Business and Management - Fall Session, 8th-10th Sept. 2015, Kyoto, Japan. http://tw-knowledge.org/isbm2015Fall/
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic HF5001 Business. Business Administration
HG Finance
spellingShingle HF5001 Business. Business Administration
HG Finance
Mohd Thas Thaker, Mohamed Asmy
The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study
description The role of micro enterprises on the national economy in any country cannot be underestimated. Successful micro enterprises become the primary engines of economic development, income growth, and poverty reduction in much of the developing world. Despite these recognized importance micro enterprises have hardly considerable financing assistance particularly from external source. This study is designed to empirically determine to what extent the micro enterprises in Malaysia are facing the problem of accessing external finance. The primary data is collected from the administered survey questions in Klang Valley (Selangor and Kuala Lumpur) and the analysis is conducted using descriptive and cross tabulation analysis. It outlines an approach on how micro enterprises perceive the constraint of financial access emerges as the binding constraint. The findings revealed that the financial institutions are imposing strict collateral requirement, high cost of financing, strict documentation requirement and, good financial and business track record
format Conference or Workshop Item
author Mohd Thas Thaker, Mohamed Asmy
author_facet Mohd Thas Thaker, Mohamed Asmy
author_sort Mohd Thas Thaker, Mohamed Asmy
title The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study
title_short The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study
title_full The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study
title_fullStr The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study
title_full_unstemmed The problems faced by Malaysian micro enterprises in accessing external finance: an empirical study
title_sort problems faced by malaysian micro enterprises in accessing external finance: an empirical study
publisher Knowledge Association of Taiwan (KAT)
publishDate 2015
url http://irep.iium.edu.my/44713/
http://irep.iium.edu.my/44713/
http://irep.iium.edu.my/44713/1/44713.pdf
first_indexed 2023-09-18T21:03:34Z
last_indexed 2023-09-18T21:03:34Z
_version_ 1777410783745933312

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