Micro enterprises in Malaysia: an empirical assessment on financial obstacles

Micro enterprises in Malaysia: an empirical assessment on financial obstacles

This study was designed to empirically determine how and to what extent the micro enterprises in Malaysia are able to overcome the problems of accessing finance. The primary data is collected from the administered survey questions in Klang Valley (Selangor and Kuala Lumpur) and the analysis is condu...

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Main Authors: Duasa, Jarita, Mohd Thas Thaker, Mohamed Asmy, Mohamed, Mustafa Omar, Afroz, Rafia, Zainal Abidin, Rozita
Format: Conference or Workshop Item
Language:English
English
Published: 2014
Subjects:
HG Finance
Online Access:http://irep.iium.edu.my/39838/
http://irep.iium.edu.my/39838/
http://irep.iium.edu.my/39838/1/IBBC2014-AL24.pdf
http://irep.iium.edu.my/39838/3/15_ogos_2014_FINAL_IBBC_2014_Program_Book.pdf
id iium-39838
recordtype eprints
spelling iium-398382015-01-14T06:48:20Z http://irep.iium.edu.my/39838/ Micro enterprises in Malaysia: an empirical assessment on financial obstacles Duasa, Jarita Mohd Thas Thaker, Mohamed Asmy Mohamed, Mustafa Omar Afroz, Rafia Zainal Abidin, Rozita HG Finance This study was designed to empirically determine how and to what extent the micro enterprises in Malaysia are able to overcome the problems of accessing finance. The primary data is collected from the administered survey questions in Klang Valley (Selangor and Kuala Lumpur) and the analysis is conducted using statistical analysis and Logistic Regression analysis. It outlines an approach on how micro enterprises perceive the constraints of financial access emerge as the binding constraint. Micro enterprises are considered as risky business and thus strict loan conditions have been imposed on them by financial institutions. Among the conditions imposed by the financial institutions are strict collateral requirement, high cost of financing, strict documentation requirement and good financial and business track record. Unfortunately, most of them cannot fulfill these conditions and continue to face the problem of accessing finance. The results of the study revealed that lack of accessing to finance has hampered the development of micro enterprises in Malaysia. 2014 Conference or Workshop Item PeerReviewed application/pdf en http://irep.iium.edu.my/39838/1/IBBC2014-AL24.pdf application/pdf en http://irep.iium.edu.my/39838/3/15_ogos_2014_FINAL_IBBC_2014_Program_Book.pdf Duasa, Jarita and Mohd Thas Thaker, Mohamed Asmy and Mohamed, Mustafa Omar and Afroz, Rafia and Zainal Abidin, Rozita (2014) Micro enterprises in Malaysia: an empirical assessment on financial obstacles. In: 6th International Borneo Business Conference, 20-21 Aug. 2014, Riverside Majestic Hotel, Kuching, Sarawak. (Unpublished) http://ibbc2014.webs.com/
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
English
topic HG Finance
spellingShingle HG Finance
Duasa, Jarita
Mohd Thas Thaker, Mohamed Asmy
Mohamed, Mustafa Omar
Afroz, Rafia
Zainal Abidin, Rozita
Micro enterprises in Malaysia: an empirical assessment on financial obstacles
description This study was designed to empirically determine how and to what extent the micro enterprises in Malaysia are able to overcome the problems of accessing finance. The primary data is collected from the administered survey questions in Klang Valley (Selangor and Kuala Lumpur) and the analysis is conducted using statistical analysis and Logistic Regression analysis. It outlines an approach on how micro enterprises perceive the constraints of financial access emerge as the binding constraint. Micro enterprises are considered as risky business and thus strict loan conditions have been imposed on them by financial institutions. Among the conditions imposed by the financial institutions are strict collateral requirement, high cost of financing, strict documentation requirement and good financial and business track record. Unfortunately, most of them cannot fulfill these conditions and continue to face the problem of accessing finance. The results of the study revealed that lack of accessing to finance has hampered the development of micro enterprises in Malaysia.
format Conference or Workshop Item
author Duasa, Jarita
Mohd Thas Thaker, Mohamed Asmy
Mohamed, Mustafa Omar
Afroz, Rafia
Zainal Abidin, Rozita
author_facet Duasa, Jarita
Mohd Thas Thaker, Mohamed Asmy
Mohamed, Mustafa Omar
Afroz, Rafia
Zainal Abidin, Rozita
author_sort Duasa, Jarita
title Micro enterprises in Malaysia: an empirical assessment on financial obstacles
title_short Micro enterprises in Malaysia: an empirical assessment on financial obstacles
title_full Micro enterprises in Malaysia: an empirical assessment on financial obstacles
title_fullStr Micro enterprises in Malaysia: an empirical assessment on financial obstacles
title_full_unstemmed Micro enterprises in Malaysia: an empirical assessment on financial obstacles
title_sort micro enterprises in malaysia: an empirical assessment on financial obstacles
publishDate 2014
url http://irep.iium.edu.my/39838/
http://irep.iium.edu.my/39838/
http://irep.iium.edu.my/39838/1/IBBC2014-AL24.pdf
http://irep.iium.edu.my/39838/3/15_ogos_2014_FINAL_IBBC_2014_Program_Book.pdf
first_indexed 2023-09-18T20:57:11Z
last_indexed 2023-09-18T20:57:11Z
_version_ 1777410382801928192

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