Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers

This research emphasizes attitudinal difference of Malaysian customers about Islamic banking services. The banking service providers can gain excellent benefit from Islamic banking practices upon identification of these differences. A structured questionnaire was constructed to collect the necess...

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Main Author: Haque, A. K. M. Ahasanul
Format: Article
Language:English
Published: EuroJournals, Inc. 2010
Subjects:
Online Access:http://irep.iium.edu.my/3867/
http://irep.iium.edu.my/3867/
http://irep.iium.edu.my/3867/
http://irep.iium.edu.my/3867/1/ejefas_18_01_%28Islamic_Bank%29.pdf
id iium-3867
recordtype eprints
spelling iium-38672012-08-30T16:25:19Z http://irep.iium.edu.my/3867/ Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers Haque, A. K. M. Ahasanul HG Finance This research emphasizes attitudinal difference of Malaysian customers about Islamic banking services. The banking service providers can gain excellent benefit from Islamic banking practices upon identification of these differences. A structured questionnaire was constructed to collect the necessary data to answer the research questions as being framed on related affective factors of attitudinal differences of consumers’ in Malaysia. In this research we have employed independent sample ‘t’ test and ANOVA to test the hypotheses. Results showed that Malaysian consumers have positive attitude toward Islamic banking. Results of ‘t’ test showed significant attitudinal differences between males and females. In addition, the results of ANOVA showed significant attitudinal difference existed only between Malay and Chinese and between Chinese and Indian, while the overall attitudes of all three races were positive toward Islamic banking. One potential limitation of this study was the size and composition of the group which participated in the study. Therefore, a generalization about the entire population of Malaysian banking customers of banking sector is inappropriate. In addition, this research could not incorporate all levels of diverse attributes of Islamic banking that might influence customers’ behavior. The results of this study can facilitate the Islamic banking service providers to introduce new, innovative service offerings based on attitudinal differences and of course, in accordance with Islamic rules and regulation. EuroJournals, Inc. 2010 Article PeerReviewed application/pdf en cc_by_nc http://irep.iium.edu.my/3867/1/ejefas_18_01_%28Islamic_Bank%29.pdf Haque, A. K. M. Ahasanul (2010) Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers. European Journal of Economics, Finance and Administrative Sciences, 18. pp. 7-18. ISSN 1450-2275 (O), 1450-2887 (P) http://www.eurojournals.com/EJEFA.htm http://www.eurojournals.com/ejefas_18_01.pdf
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic HG Finance
spellingShingle HG Finance
Haque, A. K. M. Ahasanul
Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers
description This research emphasizes attitudinal difference of Malaysian customers about Islamic banking services. The banking service providers can gain excellent benefit from Islamic banking practices upon identification of these differences. A structured questionnaire was constructed to collect the necessary data to answer the research questions as being framed on related affective factors of attitudinal differences of consumers’ in Malaysia. In this research we have employed independent sample ‘t’ test and ANOVA to test the hypotheses. Results showed that Malaysian consumers have positive attitude toward Islamic banking. Results of ‘t’ test showed significant attitudinal differences between males and females. In addition, the results of ANOVA showed significant attitudinal difference existed only between Malay and Chinese and between Chinese and Indian, while the overall attitudes of all three races were positive toward Islamic banking. One potential limitation of this study was the size and composition of the group which participated in the study. Therefore, a generalization about the entire population of Malaysian banking customers of banking sector is inappropriate. In addition, this research could not incorporate all levels of diverse attributes of Islamic banking that might influence customers’ behavior. The results of this study can facilitate the Islamic banking service providers to introduce new, innovative service offerings based on attitudinal differences and of course, in accordance with Islamic rules and regulation.
format Article
author Haque, A. K. M. Ahasanul
author_facet Haque, A. K. M. Ahasanul
author_sort Haque, A. K. M. Ahasanul
title Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers
title_short Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers
title_full Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers
title_fullStr Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers
title_full_unstemmed Islamic banking in Malaysia: a study of attitudinal differences of Malaysian customers
title_sort islamic banking in malaysia: a study of attitudinal differences of malaysian customers
publisher EuroJournals, Inc.
publishDate 2010
url http://irep.iium.edu.my/3867/
http://irep.iium.edu.my/3867/
http://irep.iium.edu.my/3867/
http://irep.iium.edu.my/3867/1/ejefas_18_01_%28Islamic_Bank%29.pdf
first_indexed 2023-09-18T20:11:51Z
last_indexed 2023-09-18T20:11:51Z
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