Gender and mobile payment system adoption among students of tertiary institutions in Nigeria

This study examines the relationship between gender and the factors that determine the adoption of mobile payment system among the students of tertiary institutions in Nigeria. The researchers focused especially on examining how the influence of the predicting variables differs by gender of the user...

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Main Authors: Hamza, Aminu, Shah, Asadullah
Format: Article
Language:English
Published: International Journal of Computer and I nformation Technology 2014
Subjects:
Online Access:http://irep.iium.edu.my/36154/
http://irep.iium.edu.my/36154/
http://irep.iium.edu.my/36154/1/adoption-mobilepayment2014.pdf
id iium-36154
recordtype eprints
spelling iium-361542018-06-21T06:09:05Z http://irep.iium.edu.my/36154/ Gender and mobile payment system adoption among students of tertiary institutions in Nigeria Hamza, Aminu Shah, Asadullah T10.5 Communication of technical information This study examines the relationship between gender and the factors that determine the adoption of mobile payment system among the students of tertiary institutions in Nigeria. The researchers focused especially on examining how the influence of the predicting variables differs by gender of the users.Technology Acceptance Model (TAM) was used with two additional variables to form the conceptual model which comprises of perceived usefulness 9PU) perceived ease of use (PEOU) perceived compatibility (PC) and social norm (SN. Survey research method was used which involved the students of Bayero University of Science Kano 9BUK), North-West University, and Kano university of Science and Technology (KUST) Wudil, Kano, Nigeria. Of the 400 questionnaire distributed, 214 valid questionnaire were used. Our findings reveal that PEOU, PU and SN influence the behavioral intention to adapt mobile payment system among the students. The findings from the independent t-test also revealed that the influence of PEOU and SN differs among the gender of the students, with male students having higher perceived ease use (PEOU) over their female counterpart, while social norm (SN) influence female students more than their counterpart in adopting mobile payment. However, no significant difference was found in the general adoption of the mobile payment system among gender. The implications for both practitioners and academia as well as recommendations for future studies were also discussed International Journal of Computer and I nformation Technology 2014-01 Article PeerReviewed application/pdf en http://irep.iium.edu.my/36154/1/adoption-mobilepayment2014.pdf Hamza, Aminu and Shah, Asadullah (2014) Gender and mobile payment system adoption among students of tertiary institutions in Nigeria. International journal of Computer and Information Technology, 3 (1). 13-20 . ISSN 2279-0764 http://www.ijcit.com/archives/volume3/issue1/Paper030103.pdf
repository_type Digital Repository
institution_category Local University
institution International Islamic University Malaysia
building IIUM Repository
collection Online Access
language English
topic T10.5 Communication of technical information
spellingShingle T10.5 Communication of technical information
Hamza, Aminu
Shah, Asadullah
Gender and mobile payment system adoption among students of tertiary institutions in Nigeria
description This study examines the relationship between gender and the factors that determine the adoption of mobile payment system among the students of tertiary institutions in Nigeria. The researchers focused especially on examining how the influence of the predicting variables differs by gender of the users.Technology Acceptance Model (TAM) was used with two additional variables to form the conceptual model which comprises of perceived usefulness 9PU) perceived ease of use (PEOU) perceived compatibility (PC) and social norm (SN. Survey research method was used which involved the students of Bayero University of Science Kano 9BUK), North-West University, and Kano university of Science and Technology (KUST) Wudil, Kano, Nigeria. Of the 400 questionnaire distributed, 214 valid questionnaire were used. Our findings reveal that PEOU, PU and SN influence the behavioral intention to adapt mobile payment system among the students. The findings from the independent t-test also revealed that the influence of PEOU and SN differs among the gender of the students, with male students having higher perceived ease use (PEOU) over their female counterpart, while social norm (SN) influence female students more than their counterpart in adopting mobile payment. However, no significant difference was found in the general adoption of the mobile payment system among gender. The implications for both practitioners and academia as well as recommendations for future studies were also discussed
format Article
author Hamza, Aminu
Shah, Asadullah
author_facet Hamza, Aminu
Shah, Asadullah
author_sort Hamza, Aminu
title Gender and mobile payment system adoption among students of tertiary institutions in Nigeria
title_short Gender and mobile payment system adoption among students of tertiary institutions in Nigeria
title_full Gender and mobile payment system adoption among students of tertiary institutions in Nigeria
title_fullStr Gender and mobile payment system adoption among students of tertiary institutions in Nigeria
title_full_unstemmed Gender and mobile payment system adoption among students of tertiary institutions in Nigeria
title_sort gender and mobile payment system adoption among students of tertiary institutions in nigeria
publisher International Journal of Computer and I nformation Technology
publishDate 2014
url http://irep.iium.edu.my/36154/
http://irep.iium.edu.my/36154/
http://irep.iium.edu.my/36154/1/adoption-mobilepayment2014.pdf
first_indexed 2023-09-18T20:51:46Z
last_indexed 2023-09-18T20:51:46Z
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