The role of Muslim women in generating household income through micro or small scale enterprises: the case study of Amanah Ikhtiar Malaysia
The study investigates whether the additional income obtained from micro-enterprises carried out by female members of Amanah Ikhtiar Malaysia (AIM) is able to increase the quality of life and socio-economic status of the member family. For this purpose, the study conducted a survey on respondent...
Main Authors: | , |
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Format: | Book Chapter |
Language: | English |
Published: |
IIUM Press
2011
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Subjects: | |
Online Access: | http://irep.iium.edu.my/18511/ http://irep.iium.edu.my/18511/ http://irep.iium.edu.my/18511/1/the_role_of_muslim_women_-_c2.pdf |
Summary: | The study investigates whether the additional income obtained from
micro-enterprises carried out by female members of Amanah
Ikhtiar Malaysia (AIM) is able to increase the quality of life and
socio-economic status of the member family. For this purpose,
the study conducted a survey on respondents who are the
participants of AIM program using convenience sampling in Perak
and Kelantan. The analyses are done using descriptive statistics,
tests of mean differences of dependent and independent samples,
one way ANOVA and multiple regression of OLS method. The
findings of the study show the success of AIM microfinance scheme
to uplift the standard of living of poor households in Perak and
Kelantan through the participation of female members who are
majority Muslim women. The obvious differences between income
level before and after they joined the scheme are tested and it is
found that the differences are highly significant. This is highly
supported by the ownership of vehicle(s) which is believed to assist
them in conducting economic activities from the project and the
experiences that they have through higher age. Majority of the
respondents agree that the scheme enables them to provide more
education for the children as well as the healthcare of family
members. Besides, the scheme has enabled them to fulfill their duty
as Muslim through zakah payments and even signifies their
important role in increasing the standard of living of the family
through small scale businesses/projects. |
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